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Am I eligible for COBRA if my employer has less than 20 employees?
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Q: ARE EMPLOYERS ABLE TO OFFER EMPLOYEES COBRA IF THE HAVE LESS THAN 20 EMPLOYEES? OR ARE THEY NOT ALLOWED TO?


A: If the company has less than 20 employees they are not subject to the federal law and they do not have to offer you a continuation of their group health plan. What you will want to do is contact your state department of insurance to see if there is a state issued mini-COBRA plan that you can take advantage of. You can find more information about your state insurance by visiting www.naic.org
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