Q:I am trying to talk with someone on the phone- my insurance was supposed to continue with Cobra and I need talk with someone immediately regarding this.
A:To find out information regarding your COBRA coverage you need to contact your previous employer.They are the ones who handle and you must go through to continue your coverage.You will then need to request a COBRA PACKET from the HR dept or benefits manager. Your employer is required by law to offer you the continuation of their group health policy for up to 18 months if there are more than 20 employees. They will send you an election form in the mail (they have 45 days to send it) for you to complete. Once you complete this form and return it with in 60 days, your insurance will be retro-active to your last day of employment. You will not have any lapse or gap in coverage.
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