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Qualifying Event - COBRA
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Q:  If a person has come to the end of the nine month period of 65% insurance premium paid by the government for his or her COBRA premium, does this become a qualifying event for that person's spouse as far as the ability to place him or her on the spouse's insurance at a time that is not open enrollment?

 

A:  With Cobra, if the spouse was never on the insurance while you were employed; to my understanding they cannot get Cobra coverage.  Cobra is a continuation of the same insurance, therefore if they weren’t on the insurance while you were working, I don’t think they qualify for the coverage.  You can always speak with your past employer or your Cobra administrator but I don’t believe he can get on the insurance.


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