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My past employer has terminated my COBRA coverage. When are they allowed to do that?
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Q: My past employer has terminated my COBRA coverage.  When are they allowed to do that?  


A:  If you are a qualified beneficiary, you can be terminated from your COBRA insurance if:

1. You do not pay your premium payment in a timely manner.
2. The employer no longer has a group health plan to offer to you and/or the entire company.
3.  You have additional group health insurance and the pre-existing limitations clause has been removed.
4. You have group health insurance with a new employer that does cover pre-existing medical conditions.
5. You become entitled to Medicare benefits after your election date.
6. Your coverage has come to an end by meeting the maximum coverage time period.

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