Q: I know that there is a mandated term to allow COBRA insurance to be extended past the 36 months allowed for an individual that has been divorced. Could you tell me what the term is?
A: When a divorce occurs, the covered employee's ex-spouse can remain on COBRA for a maximum of 36 months.There is no other mandated term under COBRA laws for an extension past 36 months because of a divorce or any other situation. You may be able to convert your COBRA coverage to an individual policyonly if the insurance company you have offers individual policies.Your health insurance company can tell you if they offer a COBRA conversion policy.
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