Q: My cobra coverage will end on July 9, 2007. Am I able to extend my coverage or apply for a new policy? Please answer soon as time is running out. If not who can I call to find another insurance company.


A: There are only a few ways that a person would be able to extend their COBRA coverage.

1.  If you are deemed legally disabled before or within the first 60 days of COBRA coverage, you are eligible for an additional 11 months. The total coverage time would be up to 29 months.

2.  If at any time during the continuation coverage have encountered another qualifying event.

Generally, multiple qualifying events are subject to the spouse and/or dependents. Here is a list of events:


--Death of covered employee

--Employee's entitlement to Medicare

--Divorce or legal separation from covered employee

--Loss of dependent child status

If you are interested in an Alternative to COBRA, Click Here for more information.