Q:My health insurance coverage ended with my previous employer on 07/31/07. My wife needed x-rays in August 2007. I paid the COBRApremium for August. Neither my wife nor I needed health care for September 2007. I did not pay COBRA premiums for September 2007. My new employer has offered me health insurance starting November 1st and offered to pay COBRA premiums for October. With me not paying COBRA premiums for September and being offered the opportunity to have medical coverage, Can I skip a month for COBRA and still have coverage for October as long as 63 days has not elapsed from having a coverage break?
A:COBRA law does not allow you to “skip” months.If your previous employer is willing to reinstate your COBRA continuation coverage then you will be required to pay for both September and October.Because you did not make your September payment when it was due or during the 30 day grace period your previous employer or plan administrator does not have to reinstate your coverage.
Related Questions
No related questions were found.
Attachments
No attachments were found.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites
