A: The health plan that last 6 months that you are referring to is a COBRA Alternative.Our COBRA alternative rates are more affordable than the COBRA you get through your employer. . If you need coverage for longer than 6 months, you should consider the 12 month plan.If you live in a state where the 12 month plan is not available, you would need to re-apply.
Employers that have more than 20 employees are subject to COBRA laws. They have to offer an employee continuation of their group health plan when a qualifying event occurs. COBRA continuation through the employer is the same benefits, same coverages you had prior to the qualifying event.
If you are interested in an Alternative to COBRA, Click Here for more information.
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