Q: If a company is downsizing, and offers an employee lower position with a reduction in salary and that person quits, can the employee be covered under COBRA and for how long? A: These events apply to the covered employee and their dependants that are covered under the COBRA policy

1 . Voluntary or involuntary termination of employment (unless due to gross misconduct) 2. Your working hours have been reduced These events apply to covered spouses and the dependants. 1. Death of employee. 2. Divorce or legal separation. 3. Loss of dependant status, or when a child comes off of employees insurance due to age or school status. 4. Employee is entitled to Medicare benefits If your qualifying event is leaving the job you can elect COBRA for up to 18 months. ;

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