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COBRA is a law (It is not an endorsed insurance plan or company). Answers and comments provided on COBRAinsurance.com website are general information and are not intended to substitute for informed professional medical, psychological, tax, legal, investment, accounting, governmental, or other professional advice. COBRAinsurance.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service, health plan, or service provider mentioned or any opinion expressed in the website. Replies, comments, or information gathered on COBRAinsurance.com website may not be accurate but are intended to be helpful. Shannon Kennedy, Licenced Agent. CA Licence #0D43589