American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Can I Use COBRA More Than Once?

Can I use COBRA more than once?

COBRA continuation lasts for up to 18 months (some situations a dependent can continue for up to 36 months) is available each time your employer-sponsored insurance would end due to a COBRA qualifying event. The business you work for must have more than 20 employees working half of the business hours as required by the federal COBRA law.

Mini-COBRA Is Available In Some States

If you lost your employer’s group health plan, many states have a mini-COBRA law that would be available if your employer has 19 or fewer employees. Each time you have a qualifying event, you may use federal COBRA or state continuation laws.

Need A More Affordable Option?

There are alternatives to COBRA continuation available. Get an affordable insurance quote or call us at 877-262-7241 and we can help you find an ACA certified health plan.

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.


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