Is there a pre-existing conditions clause with COBRA or am I covered?
Yes, COBRA Does Cover Pre-Existing Conditions
There is no pre-existing condition clause that would prevent your from receiving treatment. If you elect COBRA you are actually continuing the same group health insurance that you had with your past employer. So, if your medical conditions were covered under that plan they will continue to be covered under COBRA.
Short-term health insurance alternatives to COBRA may not always cover pre-existing conditions. We recommend staying on your existing employer’s insurance if you expect major medical expenses while in between health plans.