COBRA Insurance
National Covid-19 Pandemic: Changes In Deadlines, Federal Subsidy

Does COBRA Cover Pre-Existing Conditions?

Is there a pre-existing conditions clause with COBRA or am I covered?

Yes, COBRA Does Cover Pre-Existing Conditions

There is no pre-existing condition clause that would prevent your from receiving treatment. If you elect COBRA you are actually continuing the same group health insurance that you had with your past employer. So, if your medical conditions were covered under that plan they will continue to be covered under COBRA.

Short-term health insurance alternatives to COBRA may not always cover pre-existing conditions. We recommend staying on your existing employer’s insurance if you expect major medical expenses while in between health plans.

COBRA Continuation Is Expensive

There are alternatives to COBRA continuation available. Get an affordable insurance quote or call us at 877-262-7241 and we can help you find an ACA certified health plan.

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