American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Can I Get COBRA And Not My Kids?

When I get my paper work in the mail, can I elect coverage for only myself and not my dependents?

Yes. When you get the election form in the mail, you may choose your beneficiary coverage. You may be able to remove dependents, but not add them unless the employer allows it.

Affordable GAP Insurance

If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most states. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person.

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.


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