American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

If my husband is on Medicare can he elect COBRA? What are my options as his spouse?

Q: My husband was employed and was covered under a group plan as well as Medicare. He is no longer employed and has elected cobra. However, his cobra plan has informed us that because he is covered under Medicare, he is not entitled under federal law to receive cobra benefits. Is this true? And if so, what about coverage for me because I was covered under his group health plan. A: Your husband ‘s entitlement to Medicare does qualify you to elect COBRA. It is true that he can not have both COBRA and Medicare. The amount of time you as a spouse can stay on COBRA is for 36 months.

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.

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