Can I Get COBRA, I’m HIV+?

I am thinking of quitting my job. I am HIV+ and currently have an HMO coverage which includes prescription coverage. Three questions: 1) Can I still receive COBRA? 2)Can COBRA help me get insurance after COBRA coverage ends? 3)My company is less than 20 people. Are my employers still required to pay. Thanks!

Having HIV Does NOT Disqualify You From COBRA

  1. Quitting your job is a qualifying event for COBRA. Your medical history can not preclude you from eligibility.
  2. COBRA is a federal law that allows you to continue on your employer’s insurance for 18 months. After you quit, expect a COBRA enrollment packet from your employer within 45 days. At that point, you will need to make other arrangements for health insurance.
  3. The federal COBRA law applies to business that employ 20 or more fulltime employees. Your state may have insurance continuation laws that apply to business’ with 19 or fewer.

You Can Save Money With Short-Term Medical Insurance

We are — a private health insurance agency, established in 2001, that publishes online information on how the federal COBRA law works. We also provide an alternative to COBRA if it is unavailable or you simply can not afford it. You can remain insured and have health coverage for new illnesses or injuries with Short-Term Medical Insurance

Call For Advice: 1-877-262-7241

Get A Quote On Short-Term Medical Insurance

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