American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Medical coverage for daughter, who recently graduated from college.

Q: My daughter, age 21, recently graduated from college and is no longer covered by my Tricare Prime. Is Tricare Prime considered the same as employer provided group health insurance? Is she eligible for Cobra or possibly the low cost alternative? A: COBRA covers group health plans offered by employers (private-sector or state/local government) that have more than 20 employees. Group health plans that are sponsored by private-sector are generally taken care of by ERSA. If your employer is obligated, than they will send information out to the beneficiary via

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.


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