What is my role as the COBRA Administrator?

What is my role as the COBRA Administrator?

A COBRA Adminisrator is typically someone who works in the Human Resources department for a business that offers group health insurance to its employees. This individual is to properly record, track and administer the many steps needed for a business to comply with the law.

The process can be complex. If you neglect your administrative duties, the company you work for may be fined by the IRS up to $200/day for non-compliance.

An Alternative To COBRA Insurance

If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most states. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person.

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization.
After deductibles and coinsurance, many plans will have $1 million in coverage.

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