Q : I need to be covered by insurance through Cobra. My husband was fired by his family business and now works under the table and collects unemployment. Am I entitled to coverage. We have been separated but not legally-still in process. I was covered under Blue Cross Blue Shield. Thank you Susan A: COBRA is the name of a federal law that allows a person to continue on the employer’s group health plan. If the employer has employed more than 20 people, by law they have to offer that continuation coverage to the employee and the dependents. The employer has up to 45 days to send information regarding continuation of their group health plan. It does not matter if your husband was terminated by the employer of if he terminated the employment voluntarily.
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