American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Election of COBRA

ody Q: As a person that meets the qualifying events for COBRA am I correct to understand I have 60 days to chose whether or not to purchase the extended family insurance plan? If this is so, can I elect to have COBRA insurance after a medical condition arises? For example; my insurance with my current employer ends 8/31/2012. I do not chose immediately to buy COBRA. My son during a soccer meet on 9/15/2012 breaks his ankle (God forbid) and he goes to the emergency room and requires orthopedic intervention. If I call and request COBRA on 9/16/2012 it will go back to 9/1/2012 and cover the Emergency department visit?

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.

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