American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Extension

Q: My husband is 63 and would like retire by the end of the year. He is not eligible for Medicare for 24 months . We were told that after the first 18 months of cobra he could get a 9 month extension. Is this true?

A: Typically, COBRA only lasts 18 months. The only way more time can be added to that is if there is another qualifying event that occurs before the 18 months of COBRA ends. In his case, if there is no qualifying event, he cannot get a 9 month extension.

With the Affordable Care Act, if you are without a Qualified Health Plan for more than 3 months, you are subject to a penalty. To avoid that penalty, you need to have a Qualified Health Plan, which we offer. Click href=”https://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an qualified health plan.

COBRA continuation is very expensive. There are alternatives to COBRA continuation available. Click href=”https://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.

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