ody ody ody Q: I am an employee of the University of Guam (as well as a student), a part of the Government of Guam. The grant under which I have worked is ending. I have secured a full-time job in the private sector, but there may be a gap in my insurance coverage. I was told by the HR department at UOG that the Government of Guam simply does not offer any continuing insurance options. Is it legal for me to be simply dropped with no options?