ody Q: I got COBRA two weeks ago. I’ve had the same dental insurance for 2 and a half years now and I have had braces for nearly two years. The insurance still has around 500 dollars left to pay. I’m getting my braces off soon. I told me dental office that I got COBRA and they said that unfortunately they do not file to COBRA so I would have to pay and then they could give me a claim form and I could submit it to COBRA. I thought that COBRA was a continuation of my benefits… so don’t I file a claim with my insurance company?