ody ody Q: I may be changing employers here in the near future. My current health care plans through my present company runs out the last day I work there. I don’t want to have a lapse in coverage as I and the spouse have pre-existing conditions. I had COBRA about three years ago before I took the current job. What are my options? I do live in Ohio.
A: COBRA Continuation of coverage is probably your best option, especially if you have a pre-existing condition. But before you can get COBRA, you need to make sure you are eligible for it. If you and your employer meet all of the following criteria, COBRA is an option: