I was let go from my job, 16 calendar days ago and still have not received any COBRA paperwork. The insurance amount was taken out of my last check, even though I do not need/want the insurance. How long does the company have to get this information to me? Should they have taken the insurance out without asking me?
Your employer legally has up to 45 days to give you the information to elect COBRA after you were laid of from your job. Because you signed up for that health care plan with your employer, you would need to speak with them about a refund and when your coverage ends.
Companies that do not send the COBRA election form paperwork will pay penalties and be fined by the US Department of Labor.
Affordable Temporary Health Insurance
If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most states. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.
