American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

My company of 100 people has announced it is ending our coverage. Does my insurance company have to offer me the extension?

0in 0in Q: Code Number:ff6600 My company of 100 employees has announced it is ending our BC/BS coverage. Does Bc/Bs have to offer me a COBRA extension of coverage since it was a fully insured plan? A: COBRA is a federal law. The insurance company does not offer you the continuation coverage; it is the past employer who has to offer you a continuation of their group health plan to you. If the employer does not have a group health plan for you to continue on, COBRA may not be an option for you. You are still going to want to check with the employer to see if they have an alternative plan for you.

If you are interested in an Alternative to COBRA , for more information .

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.

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