COBRA Insurance
National Covid-19 Pandemic: Changes In Deadlines, Federal Subsidy


ody Q: I have COBRA insurance. I got a new job but the insurance benefit is high deductible

Can I keep my COBRA and not take the new insurance???

A: Yes, you can stay on COBRA for up to 18 months. After that time though, you cannot stay on COBRA and you’ll need to find a new plan, or face the penalty.

Keep in mind though that on COBRA, you pay the employee contribution, plus the employer contribution, PLUS a 2% Administrative fee, for a total of 102% of the premium. COBRA continuation is very expensive. There are alternatives to COBRA continuation available. Click href=” here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.

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