Q: I just resigned from a job where I was covered by Cigna and joined MGM company. MGM requires its new employees to obtain Cobra for coverage for 90 days before they get enrolled in MGM’s benefits. what number should I contact to get my cobra coverage?
A: COBRA is not an insurance company.
COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you’ve voluntarily or involuntarily left your job, or have had your work hours reduced.
Because COBRA is simply the continuation of the same coverage you had through a previous employer, you would need to contact the COBRA Administrator at your previous employer to discuss electing COBRA. Typically, the COBRA Administrator is in the HR department.
COBRA continuation is very expensive. There are alternatives to COBRA continuation available. Click href=”http://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.