Q: My election options for COBRA basic option does not include my 2nd child, Gabriella ***** DOB **/**/****. I will be submitting my application, but would like to find out: 1. Can Gabriella be added? She was covered for dental while I was employed.2. If she is added what does that raise my premium to?
A: COBRA is not an insurance company.
COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you’ve voluntarily or involuntarily left your job, or have had your work hours reduced.
Because COBRA is simply the continuation of the same coverage you had through a previous employer, you would need to contact the COBRA Administrator at your previous employer to cancel coverage. Typically, the COBRA Administrator is in the HR department.