Q: I was recently laid off from my job in which I had dental coverage for myself and my 22 year old son. I want to know what is the cost to me is to continue dental coverage thru COBRA for me and my son. I want to know the monthly costs.
A: COBRA is not an insurance company.
COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you’ve voluntarily or involuntarily left your job, or have had your work hours reduced.
Because COBRA is simply the continuation of the same coverage you had through a previous employer, you would need to contact the COBRA Administrator at your previous employer to discuss coverage. Typically, the COBRA Administrator is in the HR department.
COBRA continuation is very expensive. Typically around $400-$500 per month. There are alternatives to COBRA continuation available. Click href=”http://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.