Q: I recently just left my job, in New Jersey and looking to getting COBRA. Though I will start working for another company and I will be moving to Sydney, Australia. Will I still be covered if I am in Australia?
A: It will depend on your plan. The first thing to understand is that COBRA is a continuation of the coverage you had through your employer, except you pay the full cost (your usual payment, plus your employer’s contribution, plus a 2% administrative fee). That said, you will need to talk to your previous employer’s HR or COBRA Administrator to find out if they offer international coverage. Typically that is not the case.
There are alternatives to COBRA continuation available, and even travel insurance. Click href=”http://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.