Q: My employer says the premium for child losing coverage due to turning 26 is the same as subscriber rate, not lower child only rate. Is this correct?
A: Yes, typically a child is anyone under the age of 18 in regards to health plans. You “child losing coverage” is actually a dependent losing coverage. They are considered an adult at age 18 and older. You may want to confirm with your HR or COBRA Administrator to be sure.
COBRA continuation is very expensive. There are alternatives to COBRA continuation available. Click href=”http://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.