Exteneded Cobra Coverage for a disabled individual

US DOL Info#993366 Q: I have been told that an individual that is disabled is entitled to an additional 11 months of Cobra Coverage (totaling 29 months). Is this correct? Where is this documented as proof? US DOL Info#993366 A: The HIPPA law states that all qualified beneficiaries, not just the disabled person, have the right to continue with COBRA coverage and take advantage of the 11 month extension. In compliance with the COBRA law, it is possible to extend the 18 months of coverage to a 29 months, if and individual has been determined disabled at the time of a qualifying event. HIPPA has modified the plan by allowing the 11 month extension to consist of those disabilities that may happen before or during that first 60 days of your COBRA coverage. You will need to contact the plan administrator before the end of the 18 month period. You must also notify the administrator no later than 30 days after the individual is no longer qualified as disabled by the law. Since COBRA is a federal law and is governed by the Department of Labor and the Department of Health, you can visit href=”http://www.dol.gov www.dol.gov to get answers from them.

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