cobra layoff insurance

ody ody Q: I was laid off from ************ on February 20, 2015. I have no insurance until I receive a letter from Cobra. Could you please help me find out where the paper or papers are to fill out and send back. They pay for three months insurance through cobra. Thank you.

A: COBRA is not an insurance company.

COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you’ve voluntarily or involuntarily left your job, or have had your work hours reduced.

Because COBRA is simply the continuation of the same coverage you had through a previous employer, you would need to contact the COBRA Administrator at your previous employer to get paperwork and discuss coverage. Typically, the COBRA Administrator is in the HR department.

COBRA continuation is very expensive. There are alternatives to COBRA continuation available. Click href=”https://cobrainsurance.com/ here for a quote, or call us at 1-877-262-7241 (8am-5pm CST) and we can help you find an alternative plan.

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