My wife’s employer has chosen not to offer me insurance through their group plan when they switch to a new plan. Since I am losing coverage can I get coverage through cobra
In this instance, that is not the case. The COBRA benefit is a continuation of the same plan you had previously. Since they are changing the plan, this may not apply. However, you can always ask your wife’s HR Department for more details regarding their specific rules. There may also be state COBRA laws that apply to this situation.
If you are fairly healthy and still want to remain insured, more affordable insurance alternatives to COBRA may be available based on where you live. Term health insurance is a popular option and available in most States. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.