Q: Recently laid off from Goodman networks. My childΓÇÖs mother is trying to add Alanna to her health insurance. She says there is a problem with page 7 of 10 CORA continual coverage election form. This is what she states.

There is a discrepancy the letter from your employer says benefits end 4/30 but the COBRA letter says benefits start April 1st…it should say May 1st.

You need a revised letter from COBRA with the correct effective date. 5/1/15

A: COBRA is not an insurance company.

COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you’ve voluntarily or involuntarily left your job, or have had your work hours reduced.

Because COBRA is simply the continuation of the same coverage you had through a previous employer, you would need to contact the COBRA Administrator for your previous employer to obtain a revised election notice. Typically, the COBRA Administrator is in the HR department, or HR can tell you the administrator’s contact information.

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