What is considered a preexisting condition?
Pre-Existing Conditions Are Medical Conditions You Had Previous To Enrolling In A New Group Health Plan
It is a medical condition that you have had, prior to the date that you enroll with a new health plan. Many short-term individual medical plans do not cover pre-existing conditions. When you continue insurance with COBRA, your pre-existing conditions are covered. If you have a history of medical conditions or take prescription medicine, it’s often best to continue on your employer-sponsored insurance until you obtain new health insurance.
Affordable Temporary Health Insurance
If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most States. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.