Does COBRA Reset The Annual Cap For Dental Insurance?
I used up my annual max for dental coverage for this year. When I get laid off next month, if I start paying via COBRA, does COBRA reset my dental coverage or do I have to wait till next year to receive any dental coverage?
No, you will have to wait until next year for dental coverage to reset. COBRA is simply a continuation of the exact same coverage you have while through an employer. You’re keeping the same plan and continuing on it, so there would be no reason that it would start over in the middle of the year.