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We Lost Our COBRA Paperwork, How Can We Get Insured?

We lost our COBRA paperwork from my husbands ex-employer. Can we still contact COBRA to get insurance for my husband. What number would we have to call?

COBRA is not an insurance company. COBRA is a federal law that requires employers with 20 or more employees to offer workers who have left their jobs to continue on the same group health care coverage they had while working. You will need to get in touch with the former employer’s Human Resources department. They should be able to send you a replacement COBRA notification and election notice that explains the premium costs and how to apply.

You Need To Enroll In 60 Days, Though

The way COBRA works, is the employer who sponsors the insurance has 45 days to send you a notification of your right to elect COBRA. Then, you have 60 days to enroll or waive your right.

COBRA Eligibility

Need To Call COBRA Insurance

If you are looking for phone advice regarding COBRA insurance, you can contact a COBRA Insurance Advisor.

COBRA Third-Party Administration

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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