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US DOL Info#999900 Q : When going to a regular doctor visit, what is the co-pay with cobra? Code Number:999900 A: Since COBRA is a continuation of the same group health plan you had previously, your co-pay will be the same . COBRA is not the name of the insurance company, it is the name of the Federal law that allows you to continue coverage with your past employer. If you are unaware of co-pay amounts you can contact your insurance carrier for plan information.