The federal COBRA law requires Michigan companies who employee 20 or more workers to offer a continuation of their group health plan benefits if that insurance would end due to voluntarily quitting your job, getting fired or laid off, retire before eligible for Medicare and if there are changes in the immediate family. Michiganders will be notified within 45 days of their employer-sponsored health insurance ending and will need to elect coverage (within 60 days) or formerly waive their right.
Michigan’s Non-Profit Health Care Corporation Reform Act
Unfortunately, Michigan does not have a Mini-COBRA Law that applies to companies with 19 or fewer employees. Though, the Non-Profit Health Care Corporation Reform Act does allow workers the option of converting their group health plan, to an individual self pay marketplace plan.