The federal COBRA Insurance Act requires employers with twenty or more workers to offer the same workplace health benefits they had, if that insurance were to end. Other than termination by gross misconduct, you are entitled to continue insurance coverage under COBRA if you lost your job. Alabama has additional health insurance continuation laws.
Alabama Continuing Coverage Law
The State of Alabama does not have a law requiring employers to provide continuing health insurance coverage to employees. Therefore, the federal COBRA Insurance Act provides protection for Alabama workers. The federal law ensures that workers who quit, are fired, laid off or have a reduction in hours that would cause their health insurance to end are offered to continue the same insurance they had when they were employed.
Other Consumer Resources In Alabama
If you have more specific questions about Health Coverage in Alabama, contact COBRA Insurance customer service.
Affordable Temporary Health Insurance
If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most States. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.
