The federal COBRA Insurance Act requires employers with twenty or more workers to offer the same workplace health benefits they had, if that insurance were to end. Other than termination by gross misconduct, you are entitled to continue insurance coverage under COBRA if you lost your job.
Alabama Continuing Coverage Law
The State of Alabama does not have a law requiring employers to provide continuing health insurance coverage to employees. Therefore, the federal COBRA Insurance Act provides protection for Alabama workers. The federal law ensures that workers who quit, are fired, laid off or have a reduction in hours that would cause their health insurance to end are offered to continue the same insurance they had when they were employed.
Other Consumer Resources In Alabama
If you have more specific questions about Health Coverage in Alabama, contact COBRA Insurance customer service.