Is COBRA Right For Me? Get Expert Advice.
COBRAinsurance.com helps workers and families with their insurance options while in-between major medical plans.
If you have questions about choosing COBRA, please call our HealthCare.gov Certified Insurance Specialists.
Health Insurance Options
After your workplace benefits end, the COBRA law allows you to continue on your workplace health insurance for 18 or 36 months, depending on the qualifying event.
When you elect COBRA, you pay the entire premium, including the portion the employer was paying. This may cost $450 – $800/month per individual. It’s good for those with preexisting health conditions and visit the doctor often.
An alternative is Short-Term Medical insurance. It’s a popular option and available in most states to provide coverage during job transitions.
Short-Term Medical Insurance
An alternative if COBRA is unavailable or too expensive. Coverage for new illnesses and emergencies.
No Paperwork – Enroll Online
Plans Start At $80/mo
Coverage starting tomorrow!
A good choice, if you have pre-existing conditions and visit doctors and clinics often.
Continue Workplace Insurance
Approximately $500 -800 / per person
Coverage is Retroactive
Employers have 14 days to send you a packet of COBRA information about restarting your workplace insurance. If you haven’t received it yet, contact the HR department from whom the insurance was through.
Temporary Solution To Cover Gaps
Short-Term Health Insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.
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Short Term Health Insurance Options
COBRA Insurance Questions
Is It For Me?
Cost Of COBRA
COBRA is not a company, it’s a law
COBRA or Consolidated Omnibus Budget Reconciliation Act of 1985 allows a temporary continuation of group health care benefits from your workplace that you had when you were unemployed. Eligibility for continuation of workplace benefits requires a qualifying event, such as job loss or temporary reduction in hours. These qualifying events then trigger a special enrollment period.