Is COBRA Right For Me? Get Expert Advice.
COBRAinsurance.com (a private insurance company) helps workers and families with their temporary insurance options while in-between major medical plans.
If you have questions about choosing COBRA, please call our Licenced Insurance Agents.
877-262-7241 | Live Chat
QUICK CHECK
COBRA Eligibility
GET A QUOTE
TEMPORARY HEALTH INSURANCE
Accident Only Plans Start At $44/mo
(includes free Telehealth)
Coverage starting tomorrow!
Short-Term Medical Insurance
An alternative if COBRA is unavailable or too expensive. Coverage for new illnesses and emergencies.
These plans cost a fraction of employer COBRA.
No Paperwork – Enroll Online
Accident Only Plans Start At $44/mo
(includes free Telehealth with prescribing doctors)
Coverage starting tomorrow!
877-262-7241
Employer COBRA
The smart choice if you have pre-existing conditions and visit doctors and clinics often.
Keep your same benefits and deductibles.
Continue Workplace Insurance
Approximately $500 -800 / per person
(continuation of the same plan you had)
Coverage is Retroactive
Employers have 45 days to send you a packet of COBRA information about restarting your workplace insurance. If you haven’t received it yet, contact the HR department from whom the insurance was through.
COBRA Or A Temporary Alternative?
After your workplace benefits end, the COBRA law allows you to continue on your workplace health insurance for 18 or 36 months, depending on the qualifying event.
COBRA is only available to qualified beneficiares of an employer’s group health plan, where the company employs 20 or more workers.
When you elect COBRA, you pay the entire premium, including the portion the employer was paying. This may cost $450 – $800/month per individual. It’s good for those with preexisting health conditions and visit the doctor often.
You may remain insured for new illnesses and accidents using an alternative temporary health plan.
Term Health Plans
If you are in good health, not pregnant, or planning to become pregnant, an alternative to COBRA is Short-Term Medical insurance.
Affordable gap coverage is a popular option and is available in most states to provide minimum coverage during job transitions.
Temporary Solution To Cover Gaps
Short-Term Health Insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.
Request More Information
Short Term Health Insurance Options
COBRA Insurance Questions
Who's Eligible?
Is It For Me?
What Is The Cost Of COBRA?
Consolidated Omnibus Budget Reconciliation Act of 1985
COBRA is not a company, it’s a law
COBRA or Consolidated Omnibus Budget Reconciliation Act of 1985 allows a temporary continuation of group health care benefits from your workplace that you had when you were unemployed. Eligibility for continuation of workplace benefits requires a qualifying event, such as job loss or temporary reduction in hours. These qualifying events then trigger a special enrollment period.
Remain Insured
Accident Only plans start at $44*
with coverage starting tomorrow!
Call us
877-262-7241
Get A Quote, Enroll Online
View Plans
Temporary health insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.
*Eligibility for short term medical insurance is based on age and state availability.