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When is COBRA the best option?

When should you continue your group health plan benefits under COBRA? You should seriously consider continuing your health benefits under COBRA if you…

  • have had comprehensive benefits and don’t mind paying a higher premium
  • want continual, guaranteed coverage at a higher cost.
  • have had recent health problems.
  • have had ongoing health problems.
  • are taking expensive medications.
  • have been declined for private insurance recently.
  • have a history of medical problems.
  • have had an accident within the 60 day window of enrollment.
  • are pregnant or planning to become pregnant.
  • got a job and your new employer does not offer a health plan.

If you cannot afford your employers COBRA option and you meet any of the above criteria you should consider the
CORE Health Insurance Option  – Learn More in the Registration section of this website. 

 

When Should I Consider an Alternative?

  • have no pre-existing conditions
  • want continual coverage at a lower cost
  • have had no health problems
  • have not received any advice from medical professionals advising you to undergo a medical procedure in the future.
  • You are not pregnant or plan on becoming pregnant soon

 

Click here to register and view available COBRA Alternatives

 

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