COBRA Insurance Phone Number
What Is The Phone Number For COBRA?
What Is COBRA?
COBRA is the name of a federal law and not a company with benefits specialists. Several federal government entities are in charge of enforcing COBRA continuing coverage laws. Private-sector group health plans are governed by the Departments of Labor and the Treasury. The law governing continuation coverage for state and local government health insurance is administered by the Department of Health and Human Services.
Who Manages COBRA?
Many companies will manage COBRA through the Human Resources Department. Larger businesses may work with third-party COBRA Administrators that include ADP, Discovery Benefits and WageWorks.
If you are having compliance issues with an employer, please call the Department of Labor at 1-866-444-3272.
When To Call
If you have pre-existing health conditions or visit the doctor frequently, you should call your former employer and ask for their COBRA Administrator. You may be able to keep the health insurance benefits you had. Keep in mind that you will also pay the full cost of coverage, which is typically $400 – $700 per person per month.
If you are in good health, consider an alternative to COBRA health insurance to cover new illnesses and accidents only.
Already On COBRA?
Your former employer’s plan administrator can answer customer service questions about your existing COBRA health plans.
Contact the administrator to learn more about premium payments, ID cards, cancellation, login or status of coverage.
If you are unsure who the COBRA administrator is, you will need to reach out to your former employer’s Human Resources department.
Was this answer helpful?
We are a private insurance company that provides information on the COBRA law and alternative temporary insurance options if continuation is unavailable or too expensive.