Affordable Protection for Everyday Health Needs
The AUIC CoreHealth eBasic Plan is a hospital fixed indemnity insurance solution designed for individuals and families who need essential coverage without the high cost of comprehensive health plans. With guaranteed acceptance, this plan offers peace of mind and flexibility for those seeking affordable healthcare options.
Get Started with Core Health Insurance
Find Your Cost forLimited Indemnity Insurance
Guaranteed Acceptance, No Medical Questions
Key Benefits
- Guaranteed Acceptance - No medical underwriting, anyone can enroll.
- Freedom of Choice - Use any doctor or hospital; no network restrictions.
- Affordable Premiums - Designed for individuals and families who need cost-effective options.
- Cash Benefits Paid Directly - Fixed benefit amounts paid to you, not just to providers.
- Emergency Room & Surgery - ER visits and surgical procedures covered with fixed benefits, Inpatient surgery: $500 per day, Outpatient surgery: $200 per day
- Accident Protection Available - Optional add-on for extra coverage in case of unexpected injuries.
Summary of Coverages
- Physician Office Visit Benefit
- Wellness Visits
- Diagnostic Services
- Hospital Room Benefit (Semi-Private)
- ICU/CCU Benefit
- Surgery Benefits
Who is this for?
- Individuals and families between employer health insurance plans.
- Part-time, seasonal, or gig workers who don’t have employer-sponsored coverage
- Small business owners and self-employed professionals looking for budget-friendly options.
- Families seeking supplemental coverage to help with out-of-pocket costs.
- Anyone wanting predictable, fixed benefits instead of complex deductibles and copays.
- People who value flexibility—choose any doctor or hospital, no network restrictions.
How it Works
These are fixed benefit amounts, not copays. You receive the listed amount per service, regardless of actual charges. If your provider bills more than the benefit amount, you are responsible for the difference. This plan is designed to help offset healthcare costs, not replace major medical insurance.
| Feature | eBasic | eAdvantage | Plus | Premier | eValue | eComplete | ePremier | eMaximum |
|---|---|---|---|---|---|---|---|---|
| Physician Office Visit | $65 (10 visits) | $70 (10 visits) | $75 (10 visits) | $80 (10 visits) | $50 (2 visits) | $80 (2 visits) | $80 (2 visits) | $80 (2 visits) |
| Wellness Visits | 2 per year | 2 per year | 2 per year | 2 per year | 2 per year | 2 per year | 2 per year | 2 per year |
| Diagnostic Lab | $30 | $50 | $75 | $100 | $100 | $100 | $100 | $100 |
| X-Ray | $30 | $50 | $75 | $100 | $100 | $100 | $100 | $100 |
| Hospital Room (per day) | $250 | $500 | $1,000 | $1,500 | $2,000 | $2,000 | $2,000 | $3,000 |
| ICU (per day) | $250 | $500 | $1,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
| Inpatient Surgery | $500 | $1,000 | $1,250 | $1,500 | $2,000 | $2,000 | $2,000 | $2,000 |
| Outpatient Surgery | $200 | $500 | $625 | $750 | $1,500 | $1,500 | $1,500 | $1,500 |
Core Health Insurance Brochures
- eBasic – View Schedule
- eAdvantage – View Schedule
- Plus – View Schedule
- Premier – View Schedule
- eValue – View Schedule
- eComplete – View Schedule
- ePremier – View Schedule
- eMaximum – View Schedule
- Get your price in under a minute
- No long forms
- No obligation to enroll
- Coverage may start as soon as tomorrow
Fast, secure, and takes about five minutes.
State Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
About: United States Fire Insurance Company
Crum & Forster is a national commercial property and casualty insurance group that has been providing specialized insurance solutions since 1822. It operates through a network of subsidiaries, including United States Fire Insurance Company, and is known for its expertise in accident, health, and specialty insurance markets.