Cigna Healthcare
Cigna, part of The Cigna Group, is a global health services company headquartered in Bloomfield, Connecticut. The enterprise operates through two main businesses: Cigna Healthcare, which provides commercial and international health coverage, and Evernorth Health Services, which includes pharmacy benefits through Express Scripts and other care and intelligence solutions.
On March 19, 2025, The Cigna Group completed the sale of its Medicare Advantage, Medicare Part D, and Cigna Supplemental Benefits businesses to Health Care Service Corporation. Today Cigna focuses on employer-sponsored, individual and family, and international plans, alongside Evernorth’s pharmacy and care services.
Cigna Healthcare Affordable Care Act Plans
Cigna offers Affordable Care Act marketplace plans in a number of states, giving individuals and families access to private health coverage through the exchanges.
An ACA plan can be used as replacement plan if COBRA is unavailable or too expensive.
Certifications and Independent Ratings for Cigna Healthcare
- A.M. Best: A (Excellent) for Cigna Health and Life Insurance Company (CHLIC) and Connecticut General Life Insurance Company (CGLIC).
- Moody’s: A2 insurance financial strength for CHLIC and CGLIC; Baa1 senior unsecured for The Cigna Group.
- S&P Global: A insurer financial strength for CHLIC and CGLIC; A- senior unsecured for The Cigna Group.