Who do I send my COBRA payments to?
Where do I send my COBRA Insurance payments?
Generally, the employer will process the monthly COBRA premium payments they receive by mail in the form of a check or money order, made payable to the employer.
In some cases, the employer will use a third-party administrator as the COBRA Plan Administrator. Also, please note that TPAs add a 2% administration fee to the cost of your premiums.
Is There A Grace Period?
You have a 30-day grace period to pay your COBRA premium.
Third-Party Administrators May Have Other Ways To Pay
Though your insurance stays the same on COBRA, how you pay for it is different. Previously, you may have paid for your work insurance with a payroll deduction. When on COBRA continuation, the payment is often mailed in. Though, other methods of payment are available by some COBRA Plan Administrators who provide online accounts for participants.
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Common Third-Party Administrators
Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:
- WageWorks / Conexis
- BenefitConnect EHR
- Discovery Benefits / WEX
- TASC
- Employee Benefits Corp (EBC)
- Lifetime Benefit Solutions
- Navia Benefit Solutions
If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.
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