Who Do I Send My COBRA Insurance Payments To?
Where do I send my COBRA Insurance payments? I need to pay my premium.
Traditionally, the former employer will process the monthly premium payments they receive by mail in the form of a check or money order, made payable to the employer.
Third-Party Administrators May Have Other Ways To Pay
Some employers will use a third-party administrator (TPA) to manage premium payments. Most TPAs will have an online account for you that will allow you to pay by credit or debit card.
Is There A Grace Period?
You have a 30-day grace period to pay your COBRA premium.
Methods Of Payment
COBRA Third-Party Administrators
Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:
- ADP COBRA
- BASIC COBRA
- BAS' COBRA Control Services
- BenefitConnect EHR
- BenefitSolver COBRA
- Burnham & Flower
- BRI COBRA (Benefits Resource)
- bswift COBRA
- COBRAPoint Benaissance
- Employee Benefits Corp (EBC)
- Lifetime Benefit Solutions
- Navia Benefit Solutions
- Optum Financial
- Paychex
- Payflex
- Paycom COBRA
- PlanSource
- Total Administrative Service Corporation (TASC)
- WageWorks / Conexis
- WEX (formerly Discovery Benefits)
If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.
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