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  4. Who do I send my COBRA payments to?

Who Do I Send My COBRA Insurance Payments To?

Where do I send my COBRA Insurance payments? I need to pay my premium.

Your COBRA health insurance is a continuation of your previous employer plan. Previously, you may have paid for your work insurance with a payroll deduction. When on COBRA continuation, you’ll pay the premium out-of-pocket.

Traditionally, the former employer will process the monthly premium payments they receive by mail in the form of a check or money order, made payable to the employer.

Third-Party Administrators May Have Other Ways To Pay

Some employers will use a third-party administrator (TPA) to manage premium payments. Most TPAs will have an online account for you that will allow you to pay by credit or debit card.

Is There A Grace Period?

You have a 30-day grace period to pay your COBRA premium.

COBRA Third-Party Administrators

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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