Who Do I Send My COBRA Insurance Payments To?
Where do I send my COBRA Insurance payments? I need to pay my premium.
Your COBRA health insurance is a continuation of your previous employer plan. Previously, you may have paid for your work insurance with a payroll deduction. When on COBRA continuation, you’ll pay the premium out-of-pocket.
Traditionally, the former employer will process the monthly premium payments they receive by mail in the form of a check or money order, made payable to the employer.
Third-Party Administrators May Have Other Ways To Pay
Some employers will use a third-party administrator (TPA) to manage premium payments. Most TPAs will have an online account for you that will allow you to pay by credit or debit card.
Methods Of Payment
What is the Grace Period for Paying Your COBRA Premium?
You have a 30-day grace period to pay your COBRA premium.
COBRA Third-Party Administrators
Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:
- ADP COBRA
- BASIC COBRA
- BAS' COBRA Control Services
- BenefitConnect EHR
- Businessolver / BenefitSolver
- BRI COBRA (Benefits Resource)
- bswift COBRA
- COBRAPoint Benaissance
- Employee Benefits Corp (EBC)
- HRPro
- Inspira Financial (formerly Payflex)
- iSolved Benefit Services
- Lifetime Benefit Solutions
- National Benefit Services
- Navia Benefit Solutions
- Optum Financial
- Paychex
- Paycom COBRA
- Paylocity
- PlanSource
- ThrivePass
- Total Administrative Service Corporation (TASC)
- WageWorks / Conexis
- WEX (formerly Discovery Benefits)
If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.
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