Humana

Humana is a health benefits company based in Louisville, Kentucky, founded in 1961. It has evolved from a regional hospital operator into one of the nation’s largest health insurers, with a focus on delivering integrated insurance and care services.

The company operates through two primary businesses. The Insurance segment provides medical, dental, vision, and supplemental coverage for individuals and employer groups. The CenterWell segment offers primary care, home health, and pharmacy services, extending Humana’s role beyond insurance into direct care delivery.

Humana’s strategy centers on combining coverage with clinical services, value-based care arrangements, and health management programs to support members at every stage of life.

Certifications and Independent Ratings for Humana

• A.M. Best: Upgraded Financial Strength Rating (FSR) of Humana’s insurance and dental subsidiaries to A (Excellent). Long-term issuer credit ratings (“a”) also improved.
• Insurance Financial Strength (IFS) ratings for Humana’s insurance subsidiaries are affirmed as “A (Strong)”.
• Fitch: Long-Term Issuer Default Rating (IDR) is BBB+.