Does COBRA Have Dental and Vision Plans?

When I elect coverage under COBRA, are my dental and vision plans included?

Yes, COBRA Has Dental And Vision, If You Had It Previously

Yes, if you had dental insurance and vision coverage when you were an active employee. The COBRA health insurance law allows you and your beneficiaries to continue on the exact same health benefits that you had with the group health plan. Employer sponsored health care plans may consist of dental insurance, vision insurance, prescription plans and health savings accounts.

Your dependents also qualify to continue with the same benefits if they were insured prior to the qualifying event that led to job loss. So, they will receive the same dental care and vision coverage as before. In most cases, you may use COBRA for continuing coverage for up to 18 months.

If you haven’t done so, check with your former employers COBRA Administrator for more information.

Dental and Vision Insurance

The important thing to know about private dental and vision insurance is that it works differently than medical insurance. These types of plans provide discounted rates after you pay your premium. Some major dental services require being on the plan for a specific length of time before paying on those benefits.

Do You Need Dental Insurance or Vision Coverage?

Most health insurance plans do not include dental or vision. COBRAInsurance.com provides enrollment into Individual Eyemed Vision Insurance and Ameritas Core Dental Insurance.

Call For Benefits: 1-877-262-7241

Quote and Enroll Online

This Article Also Answers the Following Questions :

  • Dental with Vision Insurance
  • COBRA Dental and Vision Coverage
  • Can I Keep Dental and Vision Insurance
  • Dental Coverage
  • Vision Coverage

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