What Happens If I Move To Another State After I Quit My Job? Can I Still Elect COBRA?

What happens if I change residency to another state after I quit my job?

Yes. COBRA is a federal law, so you can still elect coverage even if you move to another state. If your former employer has 20 or more employees, they must offer you the option to continue your group health plan for up to 18 months. If you move outside your plan’s service area, your employer must offer a similar plan that works in your new location. This alternate plan must begin by the date you move or by the first day of the following month after you request it. The replacement plan may cost more, so check with your plan administrator before you move.

Are You Eligible For COBRA?

Take our quick survey and find out if if you qualify.

How Much Does All This Cost?

An individual’s COBRA plan costs around $500 per person. When you keep employer-sponsored health insurance on COBRA, you pay the full premium amount. Depending on the employer’s plan, the cost may be better than what you find on federal or private health insurance marketplaces.